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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,024 | $111,830+100.3% | $93,696+139.1% | $145,884+53.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 3.19% | 204.08%-200.9pp | 133.74%-130.6pp | 551.85%-548.7pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,500 | $4,920+133.7% | $4,417+160.4% | $6,690+71.9% |
| Admin fee / account holder | $153,314 | $10,249+1395.9% | $8,287+1750.1% | $13,392+1044.8% |