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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,829 | $109,967-67.4% | $97,197-63.1% | $145,877-75.4% |
| Participation rate | 46.2% | 76.0%-29.8pp | 72.7%-26.5pp | 80.3%-34.1pp |
| Annual return | 9.04% | 244.27%-235.2pp | 75.47%-66.4pp | 551.28%-542.2pp |
| Employer contribution / active EE | $2,132 | $3,077-30.7% | $2,723-21.7% | $4,663-54.3% |
| Participant deferral / active EE | $3,810 | $4,676-18.5% | $4,263-10.6% | $6,691-43.1% |
| Admin fee / account holder | $152 | $6,199-97.5% | $5,637-97.3% | $13,402-98.9% |