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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,692 | $183,516-88.7% | $155,534-86.7% | $145,884-85.8% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 13.63% | 61.43%-47.8pp | 64.92%-51.3pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,570 | $5,315-70.5% | $4,675-66.4% | $4,662-66.3% |
| Participant deferral / active EE | $2,189 | $6,467-66.2% | $5,630-61.1% | $6,690-67.3% |
| Admin fee / account holder | $932 | $19,293-95.2% | $15,900-94.1% | $13,392-93.0% |