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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,136 | $129,737-60.6% | $119,126-57.1% | $154,746-67.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 7.40% | 379.08%-371.7pp | 282.11%-274.7pp | 172.34%-164.9pp |
| Employer contribution / active EE | $3,344 | $4,375-23.6% | $4,034-17.1% | $4,379-23.6% |
| Participant deferral / active EE | $1,706 | $5,842-70.8% | $5,318-67.9% | $6,730-74.7% |
| Admin fee / account holder | $12,929 | $11,961+8.1% | $10,693+20.9% | $14,365-10.0% |