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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,136 | $111,535-54.2% | $105,223-51.4% | $137,256-62.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 7.40% | 237.85%-230.5pp | 180.65%-173.3pp | 220.34%-212.9pp |
| Employer contribution / active EE | $3,344 | $3,939-15.1% | $3,689-9.4% | $4,156-19.6% |
| Participant deferral / active EE | $1,706 | $5,500-69.0% | $5,072-66.4% | $6,407-73.4% |
| Admin fee / account holder | $12,929 | $9,721+33.0% | $8,859+45.9% | $12,270+5.4% |