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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,911 | $172,111+3.4% | $150,298+18.4% | $137,256+29.6% |
| Participation rate | 95.2% | 81.7%+13.5pp | 77.8%+17.5pp | 80.0%+15.3pp |
| Annual return | 17.87% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $8,782 | $4,636+89.4% | $4,154+111.4% | $4,156+111.3% |
| Participant deferral / active EE | $6,282 | $6,166+1.9% | $5,453+15.2% | $6,407-2.0% |
| Admin fee / account holder | $3,452 | $16,471-79.0% | $14,116-75.5% | $12,270-71.9% |