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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,911 | $227,399-21.8% | $189,758-6.2% | $198,609-10.4% |
| Participation rate | 95.2% | 84.0%+11.2pp | 79.8%+15.4pp | 82.4%+12.9pp |
| Annual return | 17.87% | 61.03%-43.2pp | 52.62%-34.8pp | 202.70%-184.8pp |
| Employer contribution / active EE | $8,782 | $5,526+58.9% | $4,767+84.2% | $5,055+73.7% |
| Participant deferral / active EE | $6,282 | $6,837-8.1% | $5,856+7.3% | $6,977-10.0% |
| Admin fee / account holder | $3,452 | $25,162-86.3% | $20,388-83.1% | $19,030-81.9% |