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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,229 | $97,125+289.4% | $86,233+338.6% | $137,256+175.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 9.40% | 74.19%-64.8pp | 61.39%-52.0pp | 220.34%-210.9pp |
| Employer contribution / active EE | $9,246 | $2,841+225.4% | $2,504+269.2% | $4,156+122.5% |
| Participant deferral / active EE | $14,066 | $5,180+171.6% | $4,559+208.5% | $6,407+119.5% |
| Admin fee / account holder | $44,751 | $9,725+360.2% | $8,342+436.4% | $12,270+264.7% |