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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,930 | $160,040-61.9% | $147,096-58.6% | $145,877-58.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 10.04% | 98.49%-88.5pp | 419.75%-409.7pp | 551.28%-541.2pp |
| Employer contribution / active EE | $2,099 | $5,289-60.3% | $4,936-57.5% | $4,663-55.0% |
| Participant deferral / active EE | $6,586 | $8,429-21.9% | $8,071-18.4% | $6,691-1.6% |
| Admin fee / account holder | $1,991 | $15,050-86.8% | $13,005-84.7% | $13,402-85.1% |