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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,930 | $160,070-61.9% | $147,117-58.6% | $145,897-58.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 10.04% | 98.69%-88.6pp | 420.54%-410.5pp | 552.29%-542.3pp |
| Employer contribution / active EE | $2,099 | $5,285-60.3% | $4,932-57.4% | $4,663-55.0% |
| Participant deferral / active EE | $6,586 | $8,419-21.8% | $8,065-18.3% | $6,689-1.5% |
| Admin fee / account holder | $1,991 | $15,035-86.8% | $12,993-84.7% | $13,390-85.1% |