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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,985 | $154,228-52.0% | $145,433-49.1% | $137,256-46.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.76% | 74.59%-59.8pp | 66.58%-51.8pp | 220.34%-205.6pp |
| Employer contribution / active EE | $2,458 | $4,804-48.8% | $4,554-46.0% | $4,156-40.9% |
| Participant deferral / active EE | $7,563 | $8,216-8.0% | $7,897-4.2% | $6,407+18.0% |
| Admin fee / account holder | $4,208 | $14,344-70.7% | $13,129-67.9% | $12,270-65.7% |