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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,144 | $201,372+21.7% | $184,260+33.0% | $145,884+68.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.80% | 29.04%-18.2pp | 28.84%-18.0pp | 551.85%-541.0pp |
| Employer contribution / active EE | $17,794 | $7,024+153.3% | $6,427+176.8% | $4,662+281.7% |
| Participant deferral / active EE | $18,276 | $9,808+86.3% | $9,133+100.1% | $6,690+173.2% |
| Admin fee / account holder | $3,403 | $16,362-79.2% | $13,898-75.5% | $13,392-74.6% |