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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,748 | $178,174-24.9% | $156,181-14.4% | $137,256-2.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.09% | 84.19%-70.1pp | 64.87%-50.8pp | 220.34%-206.2pp |
| Employer contribution / active EE | $2,247 | $4,972-54.8% | $4,294-47.7% | $4,156-45.9% |
| Participant deferral / active EE | $11,395 | $6,888+65.4% | $6,132+85.8% | $6,407+77.9% |
| Admin fee / account holder | $1,242 | $17,404-92.9% | $14,586-91.5% | $12,270-89.9% |