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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,660 | $166,131-35.2% | $164,975-34.7% | $145,877-26.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 20.36% | 100.37%-80.0pp | 70.12%-49.8pp | 551.28%-530.9pp |
| Employer contribution / active EE | $2,314 | $5,276-56.1% | $4,343-46.7% | $4,663-50.4% |
| Participant deferral / active EE | $8,421 | $6,962+21.0% | $6,033+39.6% | $6,691+25.9% |
| Admin fee / account holder | $1,001 | $16,648-94.0% | $12,688-92.1% | $13,402-92.5% |