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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,179 | $87,132-43.6% | $105,624-53.4% | $80,959-39.3% |
| Participation rate | 96.0% | 70.4%+25.6pp | 75.3%+20.7pp | 67.7%+28.3pp |
| Annual return | 17.09% | 17.03%+0.1pp | 116.20%-99.1pp | 35.67%-18.6pp |
| Employer contribution / active EE | $4,394 | $2,397+83.3% | $3,168+38.7% | $2,757+59.4% |
| Participant deferral / active EE | $7,139 | $3,985+79.1% | $5,013+42.4% | $4,300+66.0% |
| Admin fee / account holder | $2,951 | $8,449-65.1% | $10,961-73.1% | $6,925-57.4% |