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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,179 | $87,037-43.5% | $106,201-53.7% | $80,874-39.2% |
| Participation rate | 96.0% | 70.4%+25.6pp | 75.3%+20.7pp | 67.6%+28.4pp |
| Annual return | 17.09% | 17.05%0pp | 116.26%-99.2pp | 35.62%-18.5pp |
| Employer contribution / active EE | $4,394 | $2,396+83.4% | $3,170+38.6% | $2,756+59.5% |
| Participant deferral / active EE | $7,139 | $3,986+79.1% | $5,012+42.4% | $4,297+66.1% |
| Admin fee / account holder | $2,951 | $8,434-65.0% | $11,039-73.3% | $6,935-57.5% |