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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,956 | $183,539-56.4% | $155,556-48.6% | $145,897-45.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 31.44% | 61.31%-29.9pp | 64.84%-33.4pp | 552.29%-520.8pp |
| Employer contribution / active EE | $5,066 | $5,315-4.7% | $4,675+8.4% | $4,663+8.7% |
| Participant deferral / active EE | $4,908 | $6,467-24.1% | $5,631-12.8% | $6,689-26.6% |
| Admin fee / account holder | $539 | $19,275-97.2% | $15,885-96.6% | $13,390-96.0% |