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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,315 | $81,358-33.2% | $155,556-65.1% | $80,959-32.9% |
| Participation rate | 92.9% | 66.3%+26.6pp | 78.2%+14.6pp | 67.7%+25.2pp |
| Annual return | 10.18% | 33.39%-23.2pp | 64.84%-54.7pp | 35.67%-25.5pp |
| Employer contribution / active EE | $883 | $3,106-71.6% | $4,675-81.1% | $2,757-68.0% |
| Participant deferral / active EE | $4,730 | $3,455+36.9% | $5,631-16.0% | $4,300+10.0% |
| Admin fee / account holder | $33,352 | $7,994+317.2% | $15,885+110.0% | $6,925+381.6% |