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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,746 | $90,691-44.0% | $76,119-33.3% | $145,884-65.2% |
| Participation rate | 61.1% | 74.5%-13.4pp | 69.1%-8.0pp | 80.3%-19.2pp |
| Annual return | 15.74% | 624.52%-608.8pp | 361.25%-345.5pp | 551.85%-536.1pp |
| Employer contribution / active EE | $1,063 | $3,329-68.1% | $2,693-60.5% | $4,662-77.2% |
| Participant deferral / active EE | $2,800 | $5,167-45.8% | $4,259-34.3% | $6,690-58.1% |
| Admin fee / account holder | $14,586 | $8,383+74.0% | $6,421+127.1% | $13,392+8.9% |