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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,280 | $123,155-95.7% | $108,753-95.1% | $155,188-96.6% |
| Participation rate | 91.7% | 75.6%+16.0pp | 71.1%+20.6pp | 80.8%+10.9pp |
| Annual return | 9.94% | 44.73%-34.8pp | 37.47%-27.5pp | 148.84%-138.9pp |
| Employer contribution / active EE | $1,299 | $2,811-53.8% | $2,427-46.5% | $4,248-69.4% |
| Participant deferral / active EE | $1,429 | $4,623-69.1% | $4,115-65.3% | $6,531-78.1% |
| Admin fee / account holder | $6,826 | $12,126-43.7% | $10,320-33.8% | $14,480-52.9% |