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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,280 | $124,980-95.8% | $108,359-95.1% | $154,746-96.6% |
| Participation rate | 91.7% | 75.2%+16.5pp | 70.1%+21.5pp | 80.7%+11.0pp |
| Annual return | 9.94% | 45.00%-35.1pp | 36.89%-27.0pp | 172.34%-162.4pp |
| Employer contribution / active EE | $1,299 | $2,851-54.4% | $2,399-45.9% | $4,379-70.3% |
| Participant deferral / active EE | $1,429 | $4,743-69.9% | $4,137-65.5% | $6,730-78.8% |
| Admin fee / account holder | $6,826 | $11,502-40.6% | $9,741-29.9% | $14,365-52.5% |