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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,332 | $154,228+25.4% | $145,433+32.9% | $137,256+40.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.65% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $3,111 | $4,804-35.2% | $4,554-31.7% | $4,156-25.2% |
| Participant deferral / active EE | $174 | $8,216-97.9% | $7,897-97.8% | $6,407-97.3% |
| Admin fee / account holder | $2,334 | $14,344-83.7% | $13,129-82.2% | $12,270-81.0% |