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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,962 | $138,393-8.3% | $184,256-31.1% | $80,959+56.8% |
| Participation rate | 98.6% | 83.9%+14.8pp | 86.8%+11.8pp | 67.7%+31.0pp |
| Annual return | 17.02% | 20.01%-3.0pp | 28.85%-11.8pp | 35.67%-18.7pp |
| Employer contribution / active EE | $5,419 | $4,847+11.8% | $6,427-15.7% | $2,757+96.5% |
| Participant deferral / active EE | $11,228 | $7,076+58.7% | $9,133+22.9% | $4,300+161.1% |
| Admin fee / account holder | $10,508 | $10,489+0.2% | $13,899-24.4% | $6,925+51.7% |