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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,546 | $165,584-32.6% | $142,942-22.0% | $137,256-18.7% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 17.39% | 164.22%-146.8pp | 113.70%-96.3pp | 220.34%-202.9pp |
| Employer contribution / active EE | $3,488 | $4,725-26.2% | $4,139-15.7% | $4,156-16.1% |
| Participant deferral / active EE | $12,196 | $8,194+48.8% | $7,128+71.1% | $6,407+90.4% |
| Admin fee / account holder | $1,142 | $16,167-92.9% | $12,475-90.8% | $12,270-90.7% |