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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,207 | $159,934-38.0% | $147,005-32.5% | $145,959-32.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.69% | 98.24%-83.5pp | 418.76%-404.1pp | 561.95%-547.3pp |
| Employer contribution / active EE | $8,280 | $5,287+56.6% | $4,934+67.8% | $4,661+77.7% |
| Participant deferral / active EE | $8,942 | $8,427+6.1% | $8,070+10.8% | $6,689+33.7% |
| Admin fee / account holder | $18,045 | $15,053+19.9% | $13,006+38.7% | $13,398+34.7% |