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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,030 | $111,814-25.7% | $103,378-19.7% | $145,978-43.1% |
| Participation rate | 73.3% | 77.9%-4.6pp | 74.5%-1.2pp | 80.3%-7.0pp |
| Annual return | 6.85% | 24.80%-18.0pp | 24.91%-18.1pp | 550.52%-543.7pp |
| Employer contribution / active EE | $2,263 | $4,215-46.3% | $3,870-41.5% | $4,662-51.5% |
| Participant deferral / active EE | $6,424 | $5,618+14.4% | $5,058+27.0% | $6,690-4.0% |
| Admin fee / account holder | $755 | $9,764-92.3% | $8,401-91.0% | $13,400-94.4% |