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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,030 | $111,814-25.7% | $103,374-19.7% | $145,959-43.1% |
| Participation rate | 73.3% | 77.9%-4.6pp | 74.5%-1.2pp | 80.3%-7.0pp |
| Annual return | 6.85% | 24.77%-17.9pp | 24.89%-18.0pp | 561.95%-555.1pp |
| Employer contribution / active EE | $2,263 | $4,214-46.3% | $3,869-41.5% | $4,661-51.4% |
| Participant deferral / active EE | $6,424 | $5,618+14.3% | $5,058+27.0% | $6,689-3.9% |
| Admin fee / account holder | $755 | $9,754-92.3% | $8,394-91.0% | $13,398-94.4% |