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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,030 | $110,379-24.8% | $102,412-18.9% | $145,884-43.1% |
| Participation rate | 73.3% | 77.9%-4.6pp | 74.5%-1.2pp | 80.3%-7.0pp |
| Annual return | 6.85% | 24.84%-18.0pp | 24.94%-18.1pp | 551.85%-545.0pp |
| Employer contribution / active EE | $2,263 | $4,216-46.3% | $3,870-41.5% | $4,662-51.5% |
| Participant deferral / active EE | $6,424 | $5,622+14.3% | $5,060+27.0% | $6,690-4.0% |
| Admin fee / account holder | $755 | $9,745-92.3% | $8,388-91.0% | $13,392-94.4% |