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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,479 | $29,319-95.0% | $52,425-97.2% | $82,448-98.2% |
| Participation rate | 78.4% | 46.9%+31.5pp | 55.6%+22.8pp | 68.1%+10.3pp |
| Annual return | 18.95% | 535.20%-516.3pp | 302.12%-283.2pp | 41.64%-22.7pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $618 | $1,171-47.2% | $1,790-65.5% | $4,139-85.1% |
| Admin fee / account holder | $844 | $1,962-57.0% | $2,495-66.2% | $7,234-88.3% |