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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,852 | $111,535+332.9% | $105,223+358.9% | $137,256+251.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.82% | 237.85%-224.0pp | 180.65%-166.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $5,954 | $3,939+51.1% | $3,689+61.4% | $4,156+43.3% |
| Participant deferral / active EE | $33,875 | $5,500+515.9% | $5,072+567.9% | $6,407+428.7% |
| Admin fee / account holder | $3,425 | $9,721-64.8% | $8,859-61.3% | $12,270-72.1% |