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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,218 | $111,535-33.5% | $105,223-29.5% | $137,256-45.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 22.53% | 237.85%-215.3pp | 180.65%-158.1pp | 220.34%-197.8pp |
| Employer contribution / active EE | $5,370 | $3,939+36.3% | $3,689+45.6% | $4,156+29.2% |
| Participant deferral / active EE | $13,697 | $5,500+149.0% | $5,072+170.1% | $6,407+113.8% |
| Admin fee / account holder | $1,710 | $9,721-82.4% | $8,859-80.7% | $12,270-86.1% |