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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,724 | $183,592-84.4% | $155,567-81.5% | $145,959-80.3% |
| Participation rate | 76.5% | 82.7%-6.2pp | 78.2%-1.7pp | 80.3%-3.8pp |
| Annual return | 9.89% | 61.24%-51.3pp | 64.74%-54.8pp | 561.95%-552.1pp |
| Employer contribution / active EE | $3,902 | $5,315-26.6% | $4,674-16.5% | $4,661-16.3% |
| Participant deferral / active EE | $4,023 | $6,464-37.8% | $5,628-28.5% | $6,689-39.9% |
| Admin fee / account holder | $530 | $19,318-97.3% | $15,916-96.7% | $13,398-96.0% |