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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,159 | $117,904+61.3% | $102,457+85.6% | $145,978+30.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.38% | 31.80%-21.4pp | 29.41%-19.0pp | 550.52%-540.1pp |
| Employer contribution / active EE | $412 | $3,613-88.6% | $3,022-86.4% | $4,662-91.2% |
| Participant deferral / active EE | $16,350 | $5,733+185.2% | $5,054+223.5% | $6,690+144.4% |
| Admin fee / account holder | $3,969 | $13,329-70.2% | $9,451-58.0% | $13,400-70.4% |