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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,159 | $117,895+61.3% | $102,460+85.6% | $145,897+30.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.38% | 31.92%-21.5pp | 29.47%-19.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $412 | $3,619-88.6% | $3,025-86.4% | $4,663-91.2% |
| Participant deferral / active EE | $16,350 | $5,736+185.0% | $5,056+223.4% | $6,689+144.4% |
| Admin fee / account holder | $3,969 | $13,353-70.3% | $9,460-58.0% | $13,390-70.4% |