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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,567 | $81,504-6.1% | $102,437-25.3% | $80,959-5.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 11.18% | 25.60%-14.4pp | 24.95%-13.8pp | 35.67%-24.5pp |
| Employer contribution / active EE | $2,584 | $3,104-16.7% | $3,871-33.2% | $2,757-6.3% |
| Participant deferral / active EE | $6,127 | $3,871+58.3% | $5,060+21.1% | $4,300+42.5% |
| Admin fee / account holder | $1,466 | $6,719-78.2% | $8,388-82.5% | $6,925-78.8% |