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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,886 | $111,535+70.2% | $105,223+80.5% | $137,256+38.3% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 17.17% | 237.85%-220.7pp | 180.65%-163.5pp | 220.34%-203.2pp |
| Employer contribution / active EE | $20,691 | $3,939+425.2% | $3,689+461.0% | $4,156+397.9% |
| Participant deferral / active EE | $11,027 | $5,500+100.5% | $5,072+117.4% | $6,407+72.1% |
| Admin fee / account holder | $11,983 | $9,721+23.3% | $8,859+35.3% | $12,270-2.3% |