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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,886 | $129,737+46.4% | $119,126+59.4% | $154,746+22.7% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 17.17% | 379.08%-361.9pp | 282.11%-264.9pp | 172.34%-155.2pp |
| Employer contribution / active EE | $20,691 | $4,375+372.9% | $4,034+413.0% | $4,379+372.5% |
| Participant deferral / active EE | $11,027 | $5,842+88.8% | $5,318+107.4% | $6,730+63.8% |
| Admin fee / account holder | $11,983 | $11,961+0.2% | $10,693+12.1% | $14,365-16.6% |