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| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $286,769 |
SKIDMORE AND OLAUSSON PLLC3 years Filed as: SKIDMORE AND OLAUSSON Service code 10 · EIN 20-8950260 | Accounting | $18,100 |
OSAIC WEALTH INC1 year Service code 16 · EIN 93-0987232 | Consulting | $10,628 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,820 | $44,898-53.6% | $85,187-75.6% | $199,960-89.6% |
| Participation rate | 80.6% | 45.7%+34.8pp | 67.5%+13.1pp | 72.0%+8.6pp |
| Annual return | 5.64% | 20.98%-15.3pp | 66.67%-61.0pp | 34.28%-28.6pp |
| Employer contribution / active EE | $1,184 | $1,367-13.4% | $2,732-56.7% | $3,036-61.0% |
| Participant deferral / active EE | $2,976 | $2,670+11.5% | $4,525-34.2% | $5,087-41.5% |
| Admin fee / account holder | $100 | $585-83.0% | $6,162-98.4% | $269-63.0% |