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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,714 | $110,410+104.4% | $102,437+120.3% | $145,897+54.7% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 20.65% | 24.85%-4.2pp | 24.95%-4.3pp | 552.29%-531.6pp |
| Employer contribution / active EE | $1,325 | $4,217-68.6% | $3,871-65.8% | $4,663-71.6% |
| Participant deferral / active EE | $11,500 | $5,622+104.6% | $5,060+127.3% | $6,689+71.9% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,390-100.0% |