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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,808 | $111,535+46.9% | $105,223+55.7% | $137,256+19.3% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 23.00% | 237.85%-214.9pp | 180.65%-157.7pp | 220.34%-197.3pp |
| Employer contribution / active EE | $999 | $3,939-74.6% | $3,689-72.9% | $4,156-76.0% |
| Participant deferral / active EE | $15,667 | $5,500+184.9% | $5,072+208.9% | $6,407+144.5% |
| Admin fee / account holder | $0 | $9,721-100.0% | $8,859-100.0% | $12,270-100.0% |