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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,119 | $160,028-78.1% | $147,080-76.1% | $145,884-75.9% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.2pp |
| Annual return | 17.51% | 98.60%-81.1pp | 420.17%-402.7pp | 551.85%-534.3pp |
| Employer contribution / active EE | $2,289 | $5,286-56.7% | $4,933-53.6% | $4,662-50.9% |
| Participant deferral / active EE | $9,875 | $8,422+17.3% | $8,066+22.4% | $6,690+47.6% |
| Admin fee / account holder | $2,934 | $15,030-80.5% | $12,989-77.4% | $13,392-78.1% |