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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,694 | $102,595-37.9% | $94,057-32.3% | $154,746-58.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 19.77% | 583.42%-563.6pp | 480.62%-460.9pp | 172.34%-152.6pp |
| Employer contribution / active EE | $1,332 | $3,147-57.7% | $2,933-54.6% | $4,379-69.6% |
| Participant deferral / active EE | $4,585 | $5,118-10.4% | $4,709-2.6% | $6,730-31.9% |
| Admin fee / account holder | $1,745 | $7,736-77.4% | $7,244-75.9% | $14,365-87.9% |