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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,792 | $183,592-71.8% | $155,574-66.7% | $145,877-64.5% |
| Participation rate | 55.6% | 82.7%-27.1pp | 78.2%-22.7pp | 80.3%-24.7pp |
| Annual return | 11.70% | 61.37%-49.7pp | 64.87%-53.2pp | 551.28%-539.6pp |
| Employer contribution / active EE | $2,226 | $5,317-58.1% | $4,676-52.4% | $4,663-52.3% |
| Participant deferral / active EE | $2,421 | $6,466-62.6% | $5,629-57.0% | $6,691-63.8% |
| Admin fee / account holder | $688 | $19,316-96.4% | $15,914-95.7% | $13,402-94.9% |