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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,518 | $111,878-60.2% | $93,727-52.5% | $145,897-69.5% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 6.15% | 204.28%-198.1pp | 133.83%-127.7pp | 552.29%-546.1pp |
| Employer contribution / active EE | $9,117 | $3,092+194.8% | $2,421+276.5% | $4,663+95.5% |
| Participant deferral / active EE | $4,446 | $4,920-9.6% | $4,417+0.7% | $6,689-33.5% |
| Admin fee / account holder | $3,011 | $10,256-70.6% | $8,292-63.7% | $13,390-77.5% |