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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,518 | $111,785-60.2% | $93,669-52.5% | $145,877-69.5% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 6.15% | 203.79%-197.6pp | 133.59%-127.4pp | 551.28%-545.1pp |
| Employer contribution / active EE | $9,117 | $3,096+194.5% | $2,424+276.2% | $4,663+95.5% |
| Participant deferral / active EE | $4,446 | $4,919-9.6% | $4,416+0.7% | $6,691-33.5% |
| Admin fee / account holder | $3,011 | $10,256-70.6% | $8,291-63.7% | $13,402-77.5% |