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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,140 | $88,203-4.6% | $165,100-49.0% | $74,478+13.0% |
| Participation rate | 80.2% | 73.1%+7.1pp | 78.6%+1.6pp | 67.2%+13.0pp |
| Annual return | 15.78% | 17.13%-1.4pp | 70.21%-54.4pp | 1370.56%-1354.8pp |
| Employer contribution / active EE | $5,570 | $2,601+114.2% | $4,348+28.1% | $2,626+112.1% |
| Participant deferral / active EE | $7,239 | $4,505+60.7% | $6,035+19.9% | $4,350+66.4% |
| Admin fee / account holder | $4,409 | $2,235+97.3% | $12,696-65.3% | $1,946+126.6% |