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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,708 | $160,070+17.9% | $147,117+28.3% | $145,897+29.3% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 11.46% | 98.69%-87.2pp | 420.54%-409.1pp | 552.29%-540.8pp |
| Employer contribution / active EE | $3,512 | $5,285-33.5% | $4,932-28.8% | $4,663-24.7% |
| Participant deferral / active EE | $11,505 | $8,419+36.6% | $8,065+42.7% | $6,689+72.0% |
| Admin fee / account holder | $1,454 | $15,035-90.3% | $12,993-88.8% | $13,390-89.1% |