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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,629 | $100,970-74.6% | $96,576-73.5% | $137,256-81.3% |
| Participation rate | 94.4% | 82.6%+11.8pp | 81.4%+13.0pp | 80.0%+14.5pp |
| Annual return | 17.25% | 38.16%-20.9pp | 38.47%-21.2pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,953 | $3,809-48.7% | $3,553-45.0% | $4,156-53.0% |
| Participant deferral / active EE | $2,665 | $8,286-67.8% | $7,956-66.5% | $6,407-58.4% |
| Admin fee / account holder | $2,535 | $11,312-77.6% | $11,381-77.7% | $12,270-79.3% |