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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,808 | $72,071+278.5% | $68,368+299.0% | $137,256+98.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.23% | 353.14%-337.9pp | 292.57%-277.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $3,825 | $2,788+37.2% | $2,649+44.4% | $4,156-8.0% |
| Participant deferral / active EE | $10,828 | $4,410+145.5% | $4,123+162.6% | $6,407+69.0% |
| Admin fee / account holder | $3,237 | $5,336-39.3% | $5,150-37.1% | $12,270-73.6% |