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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,584 | $75,720-80.7% | $90,312-83.9% | $86,983-83.2% |
| Participation rate | 39.5% | 66.3%-26.8pp | 72.9%-33.4pp | 69.5%-30.1pp |
| Annual return | 18.91% | 18.55%+0.4pp | 18.90%0pp | 25.83%-6.9pp |
| Employer contribution / active EE | $480 | $1,945-75.3% | $2,243-78.6% | $2,584-81.4% |
| Participant deferral / active EE | $1,440 | $3,001-52.0% | $3,749-61.6% | $4,194-65.7% |
| Admin fee / account holder | $1,477 | $6,201-76.2% | $8,248-82.1% | $7,856-81.2% |