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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,307 | $160,028+87.7% | $147,080+104.2% | $145,884+105.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.70% | 98.60%-85.9pp | 420.17%-407.5pp | 551.85%-539.1pp |
| Employer contribution / active EE | $2,138 | $5,286-59.5% | $4,933-56.7% | $4,662-54.1% |
| Participant deferral / active EE | $11,200 | $8,422+33.0% | $8,066+38.8% | $6,690+67.4% |
| Admin fee / account holder | $2,954 | $15,030-80.3% | $12,989-77.3% | $13,392-77.9% |