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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,533 | $70,366-83.6% | $66,674-82.7% | $138,895-91.7% |
| Participation rate | 66.7% | 76.2%-9.5pp | 73.7%-7.0pp | 79.9%-13.3pp |
| Annual return | 22.19% | 386.41%-364.2pp | 321.24%-299.0pp | 145.39%-123.2pp |
| Employer contribution / active EE | $1,408 | $2,765-49.1% | $2,620-46.3% | $4,194-66.4% |
| Participant deferral / active EE | $3,892 | $4,374-11.0% | $4,084-4.7% | $6,396-39.2% |
| Admin fee / account holder | $585 | $5,262-88.9% | $5,098-88.5% | $12,562-95.3% |