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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,533 | $114,013-89.9% | $103,693-88.9% | $155,188-92.6% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 22.19% | 49.31%-27.1pp | 47.61%-25.4pp | 148.84%-126.6pp |
| Employer contribution / active EE | $1,408 | $3,131-55.0% | $2,920-51.8% | $4,248-66.9% |
| Participant deferral / active EE | $3,892 | $4,970-21.7% | $4,579-15.0% | $6,531-40.4% |
| Admin fee / account holder | $585 | $8,407-93.0% | $7,858-92.6% | $14,480-96.0% |