Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,995 | $76,834+28.8% | $108,359-8.6% | $87,485+13.2% |
| Participation rate | 25.6% | 61.7%-36.1pp | 70.1%-44.5pp | 68.9%-43.3pp |
| Annual return | 9.32% | 19.09%-9.8pp | 36.89%-27.6pp | 26.06%-16.7pp |
| Employer contribution / active EE | $173 | $1,556-88.9% | $2,399-92.8% | $2,596-93.3% |
| Participant deferral / active EE | $2,676 | $3,100-13.7% | $4,137-35.3% | $4,274-37.4% |
| Admin fee / account holder | $7,108 | $6,537+8.7% | $9,741-27.0% | $7,775-8.6% |