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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,699 | $78,682-40.6% | $109,188-57.2% | $85,851-45.6% |
| Participation rate | 41.1% | 68.3%-27.2pp | 75.9%-34.8pp | 69.3%-28.2pp |
| Annual return | 15.01% | 25.09%-10.1pp | 25.76%-10.7pp | 318.63%-303.6pp |
| Employer contribution / active EE | $1,413 | $2,734-48.3% | $3,723-62.0% | $2,565-44.9% |
| Participant deferral / active EE | $2,651 | $3,468-23.6% | $4,654-43.0% | $3,952-32.9% |
| Admin fee / account holder | $1,024 | $5,470-81.3% | $6,755-84.8% | $6,261-83.6% |