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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,227 | $89,259-9.0% | $107,187-24.2% | $82,637-1.7% |
| Participation rate | 27.4% | 67.9%-40.5pp | 75.0%-47.6pp | 68.1%-40.7pp |
| Annual return | 14.72% | 21.02%-6.3pp | 204.55%-189.8pp | 53.51%-38.8pp |
| Employer contribution / active EE | $0 | $3,080-100.0% | $3,782-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,070 | $4,037-48.7% | $5,096-59.4% | $4,126-49.8% |
| Admin fee / account holder | $2,296 | $7,381-68.9% | $9,162-74.9% | $7,339-68.7% |