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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,940 | $201,370+67.3% | $184,256+82.9% | $145,897+130.9% |
| Participation rate | 73.3% | 87.5%-14.2pp | 86.8%-13.5pp | 80.3%-7.0pp |
| Annual return | 16.75% | 29.05%-12.3pp | 28.85%-12.1pp | 552.29%-535.5pp |
| Employer contribution / active EE | $29,983 | $7,024+326.9% | $6,427+366.5% | $4,663+543.1% |
| Participant deferral / active EE | $2,867 | $9,808-70.8% | $9,133-68.6% | $6,689-57.1% |
| Admin fee / account holder | $1,337 | $16,364-91.8% | $13,899-90.4% | $13,390-90.0% |