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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,940 | $201,344+67.3% | $184,243+82.9% | $145,877+131.0% |
| Participation rate | 73.3% | 87.5%-14.2pp | 86.8%-13.5pp | 80.3%-7.0pp |
| Annual return | 16.75% | 29.01%-12.3pp | 28.82%-12.1pp | 551.28%-534.5pp |
| Employer contribution / active EE | $29,983 | $7,022+327.0% | $6,427+366.5% | $4,663+543.0% |
| Participant deferral / active EE | $2,867 | $9,807-70.8% | $9,132-68.6% | $6,691-57.2% |
| Admin fee / account holder | $1,337 | $16,382-91.8% | $13,914-90.4% | $13,402-90.0% |