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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,284 | $111,785+180.3% | $93,669+234.5% | $145,877+114.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 22.51% | 203.79%-181.3pp | 133.59%-111.1pp | 551.28%-528.8pp |
| Employer contribution / active EE | $17,226 | $3,096+456.4% | $2,424+610.8% | $4,663+269.4% |
| Participant deferral / active EE | $7,608 | $4,919+54.7% | $4,416+72.3% | $6,691+13.7% |
| Admin fee / account holder | $6,880 | $10,256-32.9% | $8,291-17.0% | $13,402-48.7% |