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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,903 | $114,712-43.4% | $173,730-62.6% | $87,485-25.8% |
| Participation rate | 60.0% | 73.0%-13.0pp | 79.6%-19.6pp | 68.9%-8.9pp |
| Annual return | 20.38% | 20.18%+0.2pp | 19.96%+0.4pp | 26.06%-5.7pp |
| Employer contribution / active EE | $1,946 | $2,904-33.0% | $4,577-57.5% | $2,596-25.0% |
| Participant deferral / active EE | $4,447 | $4,642-4.2% | $6,326-29.7% | $4,274+4.1% |
| Admin fee / account holder | $670 | $10,210-93.4% | $17,523-96.2% | $7,775-91.4% |