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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,345 | $124,980-70.1% | $108,359-65.5% | $154,746-75.9% |
| Participation rate | 33.3% | 75.2%-41.8pp | 70.1%-36.8pp | 80.7%-47.4pp |
| Annual return | 19.52% | 45.00%-25.5pp | 36.89%-17.4pp | 172.34%-152.8pp |
| Employer contribution / active EE | $799 | $2,851-72.0% | $2,399-66.7% | $4,379-81.8% |
| Participant deferral / active EE | $2,218 | $4,743-53.2% | $4,137-46.4% | $6,730-67.0% |
| Admin fee / account holder | $238 | $11,502-97.9% | $9,741-97.6% | $14,365-98.3% |