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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,589 | $111,535-69.0% | $105,223-67.1% | $137,256-74.8% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 19.70% | 237.85%-218.2pp | 180.65%-160.9pp | 220.34%-200.6pp |
| Employer contribution / active EE | $1,295 | $3,939-67.1% | $3,689-64.9% | $4,156-68.8% |
| Participant deferral / active EE | $5,509 | $5,500+0.2% | $5,072+8.6% | $6,407-14.0% |
| Admin fee / account holder | $4,161 | $9,721-57.2% | $8,859-53.0% | $12,270-66.1% |