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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,860 | $106,749-22.4% | $145,433-43.0% | $82,448+0.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 22.44% | 27.59%-5.2pp | 66.58%-44.1pp | 41.64%-19.2pp |
| Employer contribution / active EE | $4,334 | $3,444+25.8% | $4,554-4.8% | $2,551+69.9% |
| Participant deferral / active EE | $8,993 | $6,519+38.0% | $7,897+13.9% | $4,139+117.3% |
| Admin fee / account holder | $2,782 | $8,390-66.8% | $13,129-78.8% | $7,234-61.5% |