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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,885 | $201,370-79.7% | $184,256-77.8% | $145,897-72.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 42.87% | 29.05%+13.8pp | 28.85%+14.0pp | 552.29%-509.4pp |
| Employer contribution / active EE | $2,402 | $7,024-65.8% | $6,427-62.6% | $4,663-48.5% |
| Participant deferral / active EE | $2,527 | $9,808-74.2% | $9,133-72.3% | $6,689-62.2% |
| Admin fee / account holder | $3,404 | $16,364-79.2% | $13,899-75.5% | $13,390-74.6% |