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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,247 | $127,387-81.8% | $115,038-79.8% | $125,389-81.5% |
| Participation rate | 34.8% | 84.2%-49.4pp | 81.4%-46.6pp | 83.2%-48.4pp |
| Annual return | -0.33% | 31.28%-31.6pp | 26.14%-26.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,012 | $5,166-80.4% | $4,608-78.0% | $4,866-79.2% |
| Participant deferral / active EE | $2,730 | $6,423-57.5% | $6,026-54.7% | $5,352-49.0% |
| Admin fee / account holder | $11,329 | $9,516+19.1% | $8,175+38.6% | $9,541+18.7% |