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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,477 | $178,174-85.7% | $156,181-83.7% | $137,256-81.4% |
| Participation rate | 41.7% | 82.0%-40.4pp | 78.8%-37.2pp | 80.0%-38.3pp |
| Annual return | 22.91% | 84.19%-61.3pp | 64.87%-42.0pp | 220.34%-197.4pp |
| Employer contribution / active EE | $1,122 | $4,972-77.4% | $4,294-73.9% | $4,156-73.0% |
| Participant deferral / active EE | $3,548 | $6,888-48.5% | $6,132-42.1% | $6,407-44.6% |
| Admin fee / account holder | $473 | $17,404-97.3% | $14,586-96.8% | $12,270-96.1% |